"A bank is a place that will lend you money if you can prove that you don't need it." ~ Bob Hope

"A banker is a fellow who lends you his umbrella when the sun is shining and wants it back the minute it begins to rain." ~ Mark Twain
The Moral of the Story: Do it when it’s not raining, i.e. Do it when the sky is windy, cloudy but not yet started to rain. Apply Earlier than Later.

“Thought, not money is the real business capital...” ~ Harvey S. Firestone

“My father said: ''You must never try to make all the money that's in a deal. Let the other fellow make some money too, because if you have a reputation for always making all the money, you won't have many deals.'' ~J. Paul Getty

“Remember that credit is money.” ~Benjamin Franklin

“Nothing ventured, nothing gained -- but if everything is ventured, and still nothing gained, give up and venture elsewhere.” ~Peter Wastholm

“Yesterday is a cancelled check. Today is cash on the line. Tomorrow is a promissory note.” ~Hank Stram

“My religion? Well, my dear, I am a Millionaire. That is my religion.” ~George Bernard Shaw

“If you're not using your smile, you're like a man with a million dollars in the bank and no chequebook.” ~Les Giblin

“A single idea -- the sudden flash of a thought -- may be worth a million dollars”. ~Robert Collier

“When you play it too safe, you're taking the biggest risk of your life. Time is the only wealth we're given.” ~Barbara Sher

“If you're not a risk taker, you should get the hell out of business. ~Ray Kroc